PNB has launched a major hiring drive for the post of Local Bank Officer (LBO) in JMGS-I (Junior Management Grade Scale-I).
This role focuses on:

• customer service
• branch operations
• local outreach
• credit support
• maintaining customer relationships

Think of it as a bank officer job for those deeply connected to their local region, because local language proficiency is mandatory.

PNB LBO Recruitment 2025 – Important Dates

Apply here (official website): https://pnb.bank.in

PNB LBO Vacancy 2025 – State-wise & Category-wise (750 Posts)

PNB LBO vacancies are state-specific, and you can apply for ONLY ONE STATE.

• Maharashtra has the highest number of vacancies: 135
• Gujarat: 95
• West Bengal: 90
• Karnataka: 85
• Tamil Nadu: 85

A few states like Ladakh, Nagaland, Arunachal Pradesh, Mizoram have only 5 or fewer posts.

Local language proficiency is compulsory for each state.

PNB LBO Eligibility 2025 (Age, Education, Experience)

PNB’s eligibility is very straightforward:

Age Limit (as of 01.07.2025)

• Minimum: 20 years
• Maximum: 30 years (for UR/EWS)

Educational Qualification

• Graduate in any discipline from a recognized university.

Mandatory Banking Experience

• Minimum 1 year in Clerical or Officer Cadre
  in any Scheduled Commercial Bank / RRB.

Local Language Requirement

You must be able to read, write, and speak the local language of the state you apply for.

If you did not study the language in 10th/12th, you must appear for the Local Language Proficiency Test (LLPT).

PNB LBO Salary 2025 (JMGS-I)

The pay scale is:
₹48,480 – 85,920 (as per bank norms)
Along with:

• DA
• HRA / Leased Accommodation
• Medical Insurance
• LFC
• Retirement benefits
• Allowances

LBOs are kept on 2-year probation, and may be posted anywhere within the selected state.

PNB LBO Selection Process 2025 – 4 Phases

Phase 1 – Online Written Test

150 Questions → 150 Marks → 180 Minutes

Sections include:

• Reasoning & Computer Aptitude
• English
• Quantitative Aptitude
• GA/Economy/Banking Awareness
• Data Analysis & Interpretation

Negative Marking: ¼ mark per wrong answer

Phase 2 – Screening

Verification of documents + application details.

Phase 3 – Local Language Proficiency Test (LLPT)

Mandatory if you did NOT study the language in school.

Phase 4 – Interview (50 Marks)

Cut-off:

• UR/EWS: 25 marks
• SC/ST: 22.5 marks

Final merit = Online Test + Interview
State-wise merit list

Application Fee

• SC/ST/PwBD: ₹59 (including GST)
• Others: ₹1180 (including GST)

Payment mode: Online only
UPI, cards, net banking supported.

How to Apply for PNB LBO Recruitment 2025

1. Visit: https://pnb.bank.in
2. Go to Recruitments / Careers
3. Click PNB LBO Recruitment 2025 – Apply Online
4. Register → Fill form → Upload documents
5. Pay fees → Print application

Handwritten declaration text is provided exactly in the notification.

Exam Centres (Tentative)

Major cities include:
Mumbai, Pune, Nagpur, Ahmedabad, Surat, Bengaluru, Chennai, Hyderabad, Kolkata, Delhi NCR, Lucknow, Guwahati, Jammu, etc.

Important Instructions You Should Not Ignore

• One candidate = One application
• False information = Disqualification
• Biometric verification may be used
• 3-year bond of ₹2,00,000 applies
• CIBIL score must be 680+ at joining

PNB LBO Syllabus 2025 – Section Wise, Updated & Easy to Understand

The PNB LBO syllabus is very similar to PO-level exams but slightly simpler in DI and English. Below is the section-wise updated syllabus based on the 2025 recruitment pattern.

1. Reasoning & Computer Aptitude (25 Questions)

Reasoning Topics:

• Syllogism
• Inequalities
• Seating arrangement (linear, circular)
• Puzzles (box, floor, scheduling)
• Blood relations
• Direction sense
• Coding-decoding
• Input-output
• Alphanumeric series
• Assertion & Reasoning (basic)

Computer Aptitude Topics:

• Basic computer awareness
• Internet & networking basics
• MS Office tools
• Digital banking concepts
• Security tools (SSL, firewall, malware basics)

2. Quantitative Aptitude (25 Questions)

• Simplification & Approximation
• Number Series
• Data Interpretation (Tables, Pie Chart, Line Graph)
• Profit & Loss
• Ratio & Proportion
• Simple & Compound Interest
• Time & Work
• Time, Speed & Distance
• Mixtures
• Probability & Permutation

3. English Language (25 Questions)

• Reading Comprehension
• Error spotting
• Para jumbles
• Sentence improvement
• Cloze test
• Vocabulary
• Idioms, phrases
• Fill in the blanks

4. Data Analysis & Interpretation (25 Questions)

• Caselets
• Bar graph DI
• Line graph DI
• Radar chart DI
• Tabular DI
• Missing DI
• Data Comparison

5. General/Economy/Banking Awareness (50 Questions)

Current Affairs

• National & International news
• Government schemes
• Banking appointments
• Awards & sports
• Summits & conferences

Banking Awareness

• RBI structure & monetary policy
• NPA, PCA, CRR, SLR, Repo
• Types of accounts, KYC
• Priority sector lending
• Digital banking (UPI, AEPS, IMPS)
• Payment banks & small finance banks

Economy

• GDP trends
• Inflation
• Budget highlights
• Economic Survey facts

Static GK

• Capitals & currencies
• National parks
• Important days
• Committees

PNB LBO Expected Cut Off 2025 (State-Wise Insight)

Cut off depends on:
State competition
Vacancy numbers
Difficulty level
Category

Based on analysis of previous banking recruitments:

Smaller states with fewer applicants generally have lower cut-offs.
States like Maharashtra, Gujarat, Karnataka typically see higher competition.

PNB LBO Local Language Test – What Exactly Happens?

If you did NOT study the local language in 10th/12th, you must appear for LLPT.

The test checks:

• Reading a paragraph
• Writing a short passage
• Speaking for 1–2 minutes

It is just qualifying, not marks-based.
If you fail LLPT → you are not eligible, even if you score high in the exam.

Best Books for PNB LBO 2025 (Most Recommended)

Reasoning

• A Modern Approach to Verbal & Non-Verbal Reasoning – R.S. Aggarwal
• Analytical Reasoning – M.K. Pandey

Quantitative Aptitude

• Quantitative Aptitude for Competitive Exams – R.S. Aggarwal
• Fast Track Arithmetic – Rajesh Verma

English

• Objective English – S.P. Bakshi
• Word Power Made Easy – Norman Lewis

Banking Awareness

• Banking Awareness – Arihant
• RBI Website Updates (Best & most accurate) – https://rbi.org.in

General Awareness

• Daily current affairs from PIB, AIR News, Economic Times

PNB LBO Preparation Strategy (Step-By-Step Guide)

Step 1 – Start with high-scoring topics

• Error spotting
• Simplification
• DI basics
• Static banking concepts
• Current affairs of last 6 months

Step 2 – Daily routine

• 2 mock tests per week
• 1 GA revision daily
• 2 DI sets per day
• 5 RCs per week

Step 3 – Make GA your strength

GA section has 50 marks, easiest to score with daily revision.

Step 4 – Master local language

Especially important for South and Northeast candidates.

Documents Required for PNB LBO Online Application

You need to upload:

• Passport size photo
• Signature
• Left-hand thumb impression
• Handwritten declaration
• Graduation mark sheet & certificate
• Experience certificate (Must)
• Category certificate (if applicable)
• Disability certificate (PwBD candidates)
• Valid ID proof
• Address proof

PNB LBO Posting, Transfer & Promotion Details

Posting

You will be posted within the state you applied for.

Transfers

Internal transfers only within the same state until:
9 years are completed OR
You get promoted to Scale-IV

Promotions

Based on:

• Internal exams
• Seniority
• Performance

Your growth path:
LBO → Manager (Scale II) → Senior Manager (Scale III) → Chief Manager (Scale IV) → AGM (Scale V)

PNB LBO Bond Details (Important!)

You must sign an Indemnity Bond of:
₹2,00,000
Minimum service: 3 years

Leaving before 3 years = Pay bond amount.

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